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Event Budget Splitter

Break a total event budget into venue, catering, photography, decor, entertainment, and more using industry percentage benchmarks, plus a contingency reserve.

Enter your total budget and event type; the tool splits it by benchmark percentages after a contingency reserve.

About this tool

The Event Budget Splitter is a free, in-browser tool that turns a single total budget into a realistic line-by-line breakdown, so you can see how much to spend on the venue, catering, photography, decor, entertainment, and every other category before you start signing contracts. Choose an event type — wedding, general party, or corporate — set aside a contingency reserve, and optionally enter a guest count to get a per-guest cost. All calculations run locally in your browser and nothing you enter is uploaded.

The method first carves out your contingency (default 10%, adjustable 0–20%): allocatable budget = total × (1 − contingency%). It then applies established percentage benchmarks for the chosen event type. The wedding preset follows industry allocations — venue and catering 40%, reception drinks 8%, photo/video 12%, attire 5%, flowers and decor 10%, music 8%, cake 2%, invitations 2%, rings 3%, planner 5%, and transport/misc 5%. The general-party preset splits into venue 30%, food and drink 35%, entertainment 12%, decor 10%, rentals 8%, and misc 5%. The corporate preset covers venue, catering, A/V and technology, speakers, marketing, staffing, and misc. Each line = allocatable × its percentage, and the reserve is shown separately.

As a worked example, a $30,000 wedding with a 10% contingency has $27,000 allocatable: about $10,800 for venue and catering, $3,240 for photo/video, $2,700 for flowers and decor, and $3,000 held in reserve. With 100 guests that's a $300 per-guest cost. These percentages are proven starting points, not rules — a destination venue, a live band, or a photography-first couple will shift the mix, so treat the split as a baseline to adjust against your own priorities.

Frequently asked questions

How should I split a wedding budget?
A common benchmark puts venue and catering around 40%, photo/video 12%, flowers and decor 10%, music 8%, attire 5%, and a planner 5%, with smaller slices for cake, invitations, rings, and transport. This tool applies that split after setting aside your contingency.
How much contingency should I reserve?
Planners typically hold back 5–10% of the total for overages and surprises. This tool defaults to 10% and lets you set anywhere from 0 to 20%. The reserve is removed before the category percentages are applied to the rest.
What is the per-guest cost?
It is the total budget divided by your guest count — a quick sanity check against venue minimums and catering quotes. A $30,000 event for 100 guests is $300 per guest; enter your headcount to see your figure.
Are these percentages fixed rules?
No — they are widely used starting points. Your real split depends on priorities and local prices: a pricey venue, a live band, or premium photography will pull from other categories. Use the breakdown as a baseline and rebalance to fit.

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