About this tool
Debt-to-income ratios compare monthly debt payments with gross monthly income. The editable thresholds are budgeting examples, not approval criteria. Lenders and loan programs have different requirements.
Estimates depend on the assumptions shown below. Keep amounts in the same currency and check the applicable country, tax year and calculation method.
Frequently asked questions
Which assumptions affect the estimate?
Debt-to-income ratios compare monthly debt payments with gross monthly income. The editable thresholds are budgeting examples, not approval criteria. Lenders and loan programs have different requirements.
Are my financial details saved?
Your numbers stay in this browser. Nothing is uploaded or saved after you leave.